Interest rates that came down with the global credit crunch have not been able to recover yet, although the market scenario seems to be much safe, improved and ready for a leap. Although, fund raising is still an issue of concern globally.

Investors prefer safer investment options, rather than wealth creators. Pension plans, endowment funds and similar investment plans are the most preferred investment funds at present.

Over 50 percent of funds raised by PE investments in the last 2 years have been from offshore investments mainly in the UK, European countries and the US. The impact or the consequences of offshore investing will be though visible in a year or two.

There are some secrets that your debt management companies will never share with you but if you fathom these then you can easily pay off your debts.
• They will very often not tell you the nitty-gritty of the debts and how it can be used for your benefit though they would know it. This is because they are appointed by your lenders to get the debt settled.
• You must know that if your unsecured debts are above $10k, you can go in for debt settlement.
• You can also ask for waivers and discounts from your lenders which can easily pay off the debts without being to harsh on your pocket.
• When you settle the debt, get the assurance from the creditor that they will not inform the credit bureaus so that your credit report is not affected.
• Select the debt management company very carefully because your complete debt management plan would depend on it.